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What you can claim for

  1. 01Damp and mould
  2. 02Leaks
  3. 03Heating or hot water
  4. 04Electrics
  5. 05Windows or doors
  6. 06Pests
  7. 07Structure or roof
  8. 08Something else

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Report Repair · FCA authorised, FRN 830182

Independent · not part of Cobalt Housing

Cobalt Housing complaints, compensation and disrepair claims

Your options if Cobalt Housing hasn’t fixed a repair: claiming compensation, complaining, and what the Housing Ombudsman has found.

By Ben Miller, housing disrepair specialistChecked 8 October 2026 · How we checkRepairs and phone numbers: Cobalt Housing repairs

Check your claim

LandlordCobalt Housing

Has Cobalt Housing been told about the repair?

Yes, reported and still not fixedCheck if you can claim No, reporting it for the first timeGet Cobalt’s repair contacts

Free to check · About 2 minutes

You can complain to Cobalt Housing, then the Housing Ombudsman, yourself for free.

Complaint or claim?

Your options if Cobalt Housing hasn’t fixed it

Claim compensation

Make a disrepair claim

A law firm on our panel takes it up with Cobalt for you. It asks for the repairs to be done and claims compensation, usually worked out as a share of the rent you paid while the problem wasn’t fixed.

Start your claim Free to check, and we don’t charge you. If a solicitor takes your claim on, they work on a no win, no fee basis and must explain their fee in writing before you agree to anything. See fees

Complain

Complain to Cobalt

This can get Cobalt to look at the repair again. If you’re still unhappy, the Housing Ombudsman can order Cobalt to put things right.

How to complain

You can do both: a complaint can carry on while a law firm makes your claim.

Compensation

How disrepair compensation is worked out

Courts usually award a share of the rent you paid while the problem wasn’t fixed. Three things decide how much. Cobalt’s own target for a routine repair is 20 working days, so a repair left longer than that is already late by its own standard.

  1. 01

    How long

    From when your landlord knew about it to when it was fixed, or today.

  2. 02

    How much of your home

    One room, or the whole home.

  3. 03

    How badly

    How much it affected your daily life and your belongings.

Making a claim

Claiming against Cobalt Housing

  1. 01You tell us what’s wrong and when you reported it. About 2 minutes.
  2. 02We introduce you to a law firm on our panel, with your permission.
  3. 03They write to Cobalt Housing asking for the repairs and compensation. Under the court rules for housing conditions claims, Cobalt should reply within 20 working days.
  4. 04If your claim succeeds, the work is done and compensation is paid to you.

Free to check, and we don’t charge you. If a solicitor takes your claim on, they work on a no win, no fee basis and must explain their fee in writing before you agree to anything. See fees

How to complain

Complaining to Cobalt Housing

Cobalt Housing has to follow the Housing Ombudsman’s Complaint Handling Code.

  1. Stage 1

    Complain to Cobalt

    Given to a case handler, with an outcome aimed for within 10 working days.

  2. Stage 2

    Ask for a review

    If you’re still unhappy you can ask for stage 2, with an outcome aimed for within 20 working days.

  3. Then

    Housing Ombudsman

    Independent. It can order Cobalt to put things right.

Complain onlinecobalthousing.org.uk

By phone0330 303 2222

From cobalthousing.org.uk, checked 8 October 2026.

Complained and still waiting? You can start a claim while your complaint is going on.

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Cobalt’s record

What the regulator and Ombudsman found

Regulator gradeC1

Jun 2026: The regulator upgraded Cobalt from C2 after it made planned improvements to its repairs service and showed it is now delivering the consumer standards.

Happy with complaints36%

of Cobalt tenants were satisfied with how complaints were handled in 2024/25.

Ombudsman58%

of the Ombudsman’s findings about Cobalt in 2024/25 were maladministration.

Sources: Regulator of Social Housing judgement, 10 June 2026; Cobalt tenant satisfaction measures 2024/25; Housing Ombudsman landlord performance data 2024/25.

Questions

Cobalt Housing complaints and claims: questions

How do I complain to Cobalt Housing about repairs?

Online: cobalthousing.org.uk. By phone: 0330 303 2222. Say what the problem is, when you reported it, and what you want done.

How long does Cobalt Housing have to reply to a complaint?

Stage 1: given to a case handler, with an outcome aimed for within 10 working days. Stage 2: if you’re still unhappy you can ask for stage 2, with an outcome aimed for within 20 working days.

Can I claim compensation from Cobalt Housing for damp and mould?

You could, if you reported it and Cobalt didn’t fix it in a reasonable time. A law firm on our panel can take it up with Cobalt for you.

Start your claim
Has the Housing Ombudsman found Cobalt Housing at fault?

In 2024/25 the Ombudsman found maladministration in 58% of its findings about Cobalt.

Why use Report Repair?

A law firm on our panel takes your claim up with Cobalt Housing: it asks for the repairs to be done and claims compensation for you, so you don’t have to deal with Cobalt on your own. It’s free to check, and if your claim succeeds the law firm’s fee comes out of your compensation.

See fees

Not Cobalt?

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